3 Weekend Observations

     One month ends as the next begins this weekend. Payday for most people. I noticed as I waited for my turn at the ATM in the bank foyer, I was the oldest person in the room. Inside at the teller windows was the line-up of canes and walkers and shopping carriers on wheels. It appears the elderly don't use debit cards.

     The scene brought to mind the photos published of the senior citizens of Greece and Cyprus in tears sitting on sidewalks and curbs in front of closed banks. Banks suddenly taking a 'bank holiday' to prevent a run on them as the government went bankrupt. When those banks re-opened their customers were limited to 60 euros per day withdrawals. How would the elderly pay their rent, buy their vital prescription drugs, and groceries on so little? Then again, many of these people had no savings left as their money was confiscated for the bank bail-ins. So they had their social security, you say? No. That was gone as well. As I looked at the lines at the teller windows, I wondered how many of these people, if any at all, were prepared for such a thing to happen in the United States.  I used to wonder why my grandparents kept a good portion of their cash in their home safe. Now I understand. They had come through the Stock Market Crash of 1929. They were prepared for a re-occurrence.

     Outside of the bank those walkers and canes click-clacked their way to the newsstand, cash envelopes in hand. Not to buy a newspaper or magazine. The queue was now for lottery tickets. Slips of paper with the lucky numbers of these marginal survivors. Long lists of numbers for which these people spend $20, $40, even as much as $100 on a dream of riches. Somehow I find this a much more tragic scene than if they sat on the curb in tears because they couldn't get their money out of the bank.

     Speaking of converting paper money into lottery tickets and scratch-offs, how much do you spend a week? A month? Even $10 per week comes up $40 for the month. How much do you win? Uh-huh.

     What if you took that $40 and deposited it into a plan to convert dollars into physical gold? A far cry from the $1260 an ounce for gold, you object? Of course, it is, if indeed you could only acquire gold by the ounce.

     The beauty of Karatbars is they come in 1g, 2.5g., or 5g bars of .999 pure gold bullion. Easy to afford with the savings plan you determine. Easy to spend, too, if you need it. See The Reason To Buy Karatbars Here Better yet, Karatbars will store it for you for FREE. Should circumstance require you to convert your gold back into dollars, Karatbars will buy back your gold and deposit the money into a pre-paid MasterCard so you have operating capital to get through an economic emergency.

     If you're going to place money on a bet, doesn't it make sense to you to put it on a sure thing? Those loser lottery tickets end up blowing in the wind. Gold is your money outside the system.

     The few minutes you spend to watch these short videos could change the course of your future.

The Future Is Now.

Do You Know 3 Things That Happen Behind Your Back?

     People say 'first impressions are lasting impressions.' When people talk about meeting someone the first question asked most often is,  'What is your impression of her or him?' Yes, a full body scan was performed and judgments made based on grooming, clothing choice and fit, especially fit. and shoes before their eyes trail back up to your eyes and  smile. That's pretty much the sum total of your first impression.
     This is followed by conversation. More judgments are made based on the resonance and timbre of the voice, articulation, and intelligence and humor expressed.
     You're impressed with the person in front of you. You offer your business card with a promise to follow-up in a couple of days. Hopefully, you received a business card in return, along with an agreement regarding future contact. You judge the encounter as a success and start thinking about your next meeting. But. But what happens as you walk away? What opinion is formed behind your back? What happened to your business card?
     First of all, the fit of your clothes now takes center stage. The necklace and earrings, the shirt and tie are out of sight. Now the emphasis is on tailoring. I think it was Zig Ziglar who once advised if you don't have time to shine the entire shoe, do the heels. If the person you were just speaking with sees well-polished heels, memory will attest to an overall shoe shine. Likewise, shirttails hanging out the back will instill a memory of overall sloppiness, regardless of how perfect you looked from the front.
     Secondly, the way you walk will cause a major reaction if you swagger away as though you just closed the deal. No one wants to be taken for granted, and that's how an over-confident gait translates. You may have lost the follow-up not to mention the deal.
     Finally, attention comes down to your card. How does it look? Is it concise or over-embellished? Does the size lend itself to slipping into a wallet or does it stick out so that it feels awkward and messy? If your business card fails you, nothing else matters because where it went took you as well as your contact details with it.
     You need a new card. You need a better card. You need a card guaranteed to be kept. You need a card that encourages the people you  meet to want to know more about you and your business. A card they will use to refer associates and friends to you because everyone wants to be associated with the elite so they can be elite, too. And just like ordinary business cards, these cards are also tax-deductible as a business expense.
     I can show you just such a card. This exclusive card is designed for elite professionals. Your new business card is available from only one resource. I'm happy to tell you where to get such a card if you really want to know.
     But you know what? Everyone says they want to set a new standard, but few of them ever do. You know the type. They complain their clothes don't fit right and probably should workout more, or at least find a good tailor while they lounge in sweatpants and tee-shirts in front of the TV with a bag of chips. Not your type at all. Right? So here's where you go.

Click Here If You're An Elite Professional

Ever Dream Of Being A Star?

Everybody says they'd like to be a star, but few people ever do anything about it. Like Marlon Brando in ON THE WATER FRONT, they make the sad claim 'I couldda been a contender. I couldda been somebody' be use of innovative and cutting edge but it just never worked out.

Not so with the people at The Voices of Africa Foundation.  They recognized an opportunity to 'empower impoverished women and youth to improve their communities sustainably through the use of innovative and cutting edge information and communication technology and fair trade income generation.' Voices of Africa endeavors to bring foreign expertise to local knowledge to improve quality of life through improved healthcare and education. The foundation doesn't just build buildings and walk away. A broader approach is utilized for sustainable development.

Voices of Africa runs a halfway house for young homeless men ages 8-18, providing housing, food, clothing and education to break the cycle of poverty.

Partnerships with SchoolAid UK will build 10 school libraries in Tanzania, 5 in Kigamboni, and 5 in Mwanza. The TabLab Project will bring solar power and educational tablets to schools in Tanzania.

Voices of Africa Foundation also provides pro bono consulting services to small organizations working for the good of women, children, youth, and the handicapped in East Africa.

A lot of work to fill a lot of gaps. Definitely a constellation of stars!

You, too, can be a star with Karatbars.

Karatbars offers a special 1g card in support of Voices of Africa Foundation. The price of the card is approximately 71 euros of which approximately 10 euros goes to the foundation.

It's a win-win. You save with gold and help a worthy cause.

Be a star with Karatbars.

Gold holds.

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Trying To Protect Your Money? Here Are 3 Things To Bear In Mind

Gold holds.

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What's The Difference Between a Paper Bag, a Bank, and Gold?

Only one doesn't fail under stress.

Gold holds.

Legends And Stars To Guide Us

'I freed a thousand slaves I could have freed a thousand more if only they knew they were slaves.'  --Harriet Tubman

Since this quote went viral, several historical experts claim this is a fake quote. There is no evidence Harriet Tubman ever said this. However, I don't think this courageous former slave was much given to recording her thoughts with pencil and paper. The epistemology does show, however, the statement was most likely pulled from a fictional story about Ms. Tubman to be used in a college paper in 1970, the familiar statement has aged into it's truth.

Regardless of who said it, the statement is profound for its veracity. People in general are seduced, indoctrinated, and (dare I say it?) enslaved by the media. In her new book,  ABOVE THE LINE: MY WILD OATS ADVENTURE, Shirley Maclaine writes:

'Fear lowers our vibrational energy , therefore we become more controllable. The people who control our material existence on Earth have designed methods of creating fear. We see it every day. I believe it is their designated task to keep us confused and in a state of controlled fear....We think that we are free of tyranny. But we are the tyrannizers of ourselves. I believe the media is mostly giving us senseless entertainment so that we don't bother to think. Something like the Roman games, a distraction from what is actually going on. Unwittingly, perhaps, Hollywood has contributed to mind control with its violent special effects and senseless diversionary scripts.'

More of us can be free if we will only acknowledge we are slaves. If we consider money at all, we think of our income and how many ways to spend it. Few people have enough money in the bank or invested in real assets to cover themselves should they lose their jobs, or for retirement, or a collapse of the economy. We all seem to think we'll pull through somehow IF something like being fired or a collapsed economy were to happen. Besides, the economy won't collapse. Right? That's what people thought in 1929 and in every 17 year cycle since then, up to 2007.

Ms. MacLaine writes about memories, dreams, thoughts, and insights she experience while making a movie on the Canary Islands, the last vestige of Atlantis. Some of these included the importance of gold in the Altantean Age.

Gold has maintained its role in every civilization since Atlantis. Governments have tried to push it down, but gold is reemerging into our lives. The eternal value of gold is set to replace our current fiat currencies.

Converting dollars into gold now puts those who can imagine the future ahead of the curve. It might as well be us, as anyone.

The Future Starts Now

It's In The Bible

     Isn't there something in the Bible that says what's bound on Earth is bound also in Heaven? And whatever is done in the East, will be felt in the West? Maybe I'm confusing the Bible and Buddha, but I do know about the importance of the balance of energies. And the ramifications when things go kerplunk.    

     No other terrestrial event more clearly demonstrates the yin and yang energy dynamic than earthquakes. An occurrence on one side of the globe is followed within weeks, sometimes days by an earthquake of similar magnitude on the other. Take for instance the most recent pair, Japan and Equador. Both were costly in property destruction and loss of lives.

     We see similar activity in the financial markets. The Bank of Japan (BOJ) took interest rates into negative territory in an effort to weaken the yen and bolster Japan's economy. What happened instead is a stronger yen and a weaker economy. The counterpoint in the western hemisphere is a weaker dollar, decreased bank earnings, lower prices on oil, and a higher spot price on gold. Global energy is out of balance, but the yin-yang pattern perseveres. And yet, the notion of taking interest rates deeper into negative territory is not out of the realm of possibility for the BOJ. 

     The main cause of the lack of equilibrium appears to be inept manipulation.  One example of failed price fixing is confirmed  by Reuters.  Troubled Deutsche Bank confessed and settled claims it manipulated the price of gold scant minutes before it took similar action with silver.

     Confidence shockwaves washed up on Goldman Sachs amid reports the Wall Street bank hit ZERO in revenue from its stock portfolio sending, ripples in dwindling investor confidence through the so-called Big Six.

     These are only the ones the Richter scale sees, so far. There are other shockwaves building.

     The Central banks and global markets are out of my control. 'Not my monkeys; not my circus' as the saying goes. All I can do is whatever I can to protect myself, my family, and my friends from the ill effects of bad guesses, and wrong or selfish actions by whoever commands the show under the  big top. Living well in spite of world circumstances is my big WHY. Karatbars is HOW I trade dollars for gold in increments I can carry and store, not kilos which would fall through my floor or require an armed guard. An added benefit is I will soon be able to fire my boss. 

     If your WHY is similar to mine and would like to learn more about my HOW, click on the link below. None of us is promised tomorrow, so take action today.

Fire Your Boss Now

 
 

Inquiring Minds Want To Know, Don't You?

     Yesterday's oil news centered on the Sauds walking out of talks regarding price and production of oil. Today's news reports the price of oil rose as supply is now controlled. Next paragraph: oil workers in Kuwait have gone on strike; hence the crimp on supply. So, for me, the question of the day is who encouraged the oil workers to strike now, not while the talks were ongoing; not in the time leading up to the talks, but now, after the talks failed.

      Guess it goes to show there is more than one way to get what you want, even if you can't negotiate.

      Second question of the day: this worked for the price of oil, what' next? Banks, maybe? 

    Goldman Sachs experienced a 12% tremor. JP Morgan Chase and Morgan Stanley. Warning shots, perhaps, of something higher on the Richter Scale to come? What do you want to bet the answer is in who called the Kuwaiti strike?

2 Warning Signs For Safety

     When you look up and see geese flying over head, do you suppose any of them questions the reason they're migrating? Amid all that honking, is one of them really saying, 'Why are we doing this? This migrating business is a scam! It's for the birds!' 

     Yet people ask me why I'm changing dollars into gold and helping other people to do likewise. 'It's a scam!' they exclaim. 'If you want to throw your money away, I'll take it. Gold is for the--'

     What scam? Gold is the world's oldest money. That's about 6,000 years compared to a mere 300 years, give or take, of paper money. Gold holds its value and safeguards wealth against any possible disaster. If this were not the case why would China, Russia, India, the EU, and yes, even the United State all have buy orders for all the physical gold they can get to their coffers? The demand for physical gold to so high now that mine stocks are on the rise due to stepped up production. 

     When you see geese flying south, you know winter is on the way and you start to prepare. When you see world powers buying gold in the thousands of tons, you should know they aren't stockpiling gold because it's pretty. 

     If ever there was a time to follow the leader, this is it. Remember this, the early bird doesn't go hungry.

   
Gold. What's on your plate?

Your Table's Waiting

6 Serious Ramifications Of A Cashless Economy

   Governments are campaigning to make the idea of a completely digital economy palatable. They claim the reason for eliminating cash is to put the clamps on drug dealers, terrorists, and armed robbery. They push further by citing the convenience and arguing that most people conduct their business with credit and debit cards anyway. So what's the big deal?

     Credit and debit cards are options spending, not instruments for saving. Once the option of cash is eliminated, banks are free to shift completely to negative interest rates. Negative rates mean you and I will pay banks for holding our money until we spend it. Negative rates can eat through our money in no time. Using credit or debit cards for every single instance we want to use our money (with a transaction fee, no doubt, because we are trapped into this method of payment) becomes a matter of record; the last bastion of personal privacy will be gone, but that isn't all.

     There will be no more cash to put inside children's birthday cards. How do we instill the value of money if all children know is a piece of plastic? How can they understand the concept of 10 pennies to a dime; 10 dimes to a dollar; how do you describe blue to a blind person?

     No more cash to put into the collection basket at church. So do congregants sign up for a weekly debit? Church income will be totally transparent and, as such, a measurable resource for tax revenue when the tax-exempt status of churches is eliminated.

     No more cash to give as a tip to waitstaff, a doorman, a taxi driver, or the grocery bagger. 

     No more cash to help the homeless get something to eat, or a shelter bed. Those people who have already fallen through society's cracks will drop into non-existence. How are the disenfranchised supposed to obtain a debit card when whey don't even have an address? It seems to me that once we surrender our cash, we also surrender our compassion, the core of our being that makes us human.

     On the flip side, a single digital currency may send more people to the darknet in an effort to maintain some degree of privacy. I've never visited the dark net so I have no first-hand experience to share. My understanding of it, however, is as the realm of drug dealers, illegal weapons sales, and pedophiles.  All of the activities the world governments claim would be curtailed by eliminating cash. Logic says the move to eliminate cash isn't so much to protect citizen as it is to enslave them with constant  monitoring. More to the point, the citizens become the governments' ATM machines; drone bees serving the elite.

     Rather than venture into the Darkside, I'm banking my survival with gold. The experts all agree gold is the best alternative for the interim.If you'd like to know how you can do the same, I'm happy to tell you. In the meantime, please

Read. Learn. Do Something.

'You Can Take That To The Bank' Used To Mean Solid

     I don't hear it so much anymore, but when something was the real deal; it was genuine; it was solid, like the Rock of Gibraltar; it was noteworthy, people said, 'You can take that to the bank.' There must be a reason this expression has fallen out of our everyday lexicon. I wonder what it could be.

      Could the reason have something to do with Brazil, the largest economy in South America, is teetering on the edge of collapse?

     Could the reason we don't use banks as an example of solidity anymore have something to do with Italian banks which after using bail-in tactics to confiscate savings accounts from their depositors are still scrambling to shift bad debt packages around to try to stay afloat and causing riots in the streets?
      Could the reason have something to do with Russian President Putin calling for another bail-out for Vnesheconombank, Russia's most important bank lender to cover a $3 billion payment coming due on $20 billion in foreign currency debt? This on top of $2.9 billion in debt left from the Olympics?
    Or, might it have something to do with complaints and accusations brought by German Finance Minister Schaeuble against the ECB for causing more problems than it has solved and even managed to put German pension funds in danger? 
     Perhaps recent remarks by former US Secretary of the Treasury Larry Summers that 'those who think they are endowed with magical powers to manipulate society have created a complete mess and they are too brain-dead to realize the consequences are devastating.' 
     Any or all of these conditions have changed attitudes toward banks in general. They are also, no doubt, reasons more people are converting savings dollars into physical gold. 
     I too have begun to protect my savings with gold. If you'd like to know how, I'm happy to tell you. In the meantime...

Read. Learn. And enjoy your day.
     
     

    

Water, For Example

Water, for example, seeks its own level.

Water cleanses, refreshes, nourishes.

Water transports.

Water feeds.

Water carries minerals wherever it goes.

Water, for example, carries gold.

Be like water.

I Just Learned What The World Needs Now Isn't Love, It's...

     1965. Jackie DeShannon's recording of Burt Bacharach's song 'What The World Needs Now'  is such a hit it's covered by Dionne Warwick two years later, and by Diana Ross in 1994. 

     2016. Germany's Finance Minister, Wolfgang Schauble tells the Central Banks of Europe and the United States what the world needs now is a healthy interest rate. He blames the ECB for the popular backlash against policies that have depleted the returns on savings of millions of Germans. Chancellor Angela Merkel's Christian Democrats and her coalition partners the Social Democrats are losing ground to  the populist Alternative For Germany movement. Herr Schauble is quoted as saying to ECB President Mario Draghi, 'Be very proud: you can attribute 50% of the results of a party that seems to be new and successful in Germany to the design of this [monetary] policy.' 

     Add to the mix the news of the 10-year US Treasurys reported recently reported as 1.72%. This rate is below the consumer price index of 2.3%, so the real rate is -0.58%. A glaring contradiction of Ms. Yellen's claims about the non-existence of negative interest rates in the US. However, the US is not alone. Germany's 10-year yield is below 0.1%. Guy Haselmann, head of US interest rate strategy at Bank of Nova Scotia  expects the US 10-year yield to sink to 1.25% before the end of 2016 from a recent 1.72%, noting the previous low of 1.40% occurred at the height of the 2012 euro crisis. He also mentions the possibility the rate could test sub-1%.

     Bond declines explain a lot of what's happening in the markets at present. Stocks have been flat or slightly up, while gold is posting a 17% gain for 2016. When bond real rates go negative, the cost of holding gold evaporates.

     Zhiwei Ren, managing director and portfolio manage at Penn Mutual which hold $20 billion under management, said he would sell Treasurys if the 10-year yield hits 1.5%

     Central Bankers and government leaders converge on Washington, D.C. next week for the Spring meetings of the IMF. A real love-fest to be sure, but what the world needs now is prayer. And with an increase of 17%, I am glad I'm getting paid to save with gold. If you want to know how you can, too, I'm happy to tell you, but in the meantime...

 
Read. Learn. Watch. Take action.

The Market Forecast Is The Best Reason to Buy Gold

   
     

5 Things Everyone Ought To Know About Gold

     Everyone says saving money isn't as easy as it used to be. Some people are intrigued when I tell them I save by converting my currency into gold. Other people shake their heads and dismiss my efforts as nonsense without a clue as to what gold is. This article isn't for them because they're locked into an outdated way of thinking about money and scrimping to try to save some for emergencies, for college tuition, or retirement. No, this article is for the people who understand the world has changed, that banks don't pay interest on savings accounts anymore, that an economy based on debt is moving them deeper into debt along with it. 5 Things Everyone Ought To Know About Gold is for people who are tired of their money slipping through their fingers and sense there must be a way to shore it up.

     The 5 things you ought to know about gold are:

1.) Gold is money. Like the five dollar bill in your wallet, it doesn't grow or multiply on it's own. People do not invest in gold; people own gold, the same as they own dollars, pounds sterling, or euros. Gold is a vehicle to contain and preserve value. While the price varies due to currency fluctuations, gold's buying power remains constant. 

2.) The US may not be officially on a gold standard, but gold sits in the shadows of the Fed balance sheets to keep the figures out of the red. As James Rickards writes in his book THE NEW CASE FOR GOLD, the gold certificate account listed on the Fred's ledger amounts to $11 billion based on 1971 valuation. However, current a mark-to-market brings this hidden asset to more than $300 billion. Mr. Rickarts goes on to point out the US gold holding consists of  about eight thousand tons of gold. While the US is not on a gold standard in the historical context, it does rely on gold support.

3.) Gold certificates are not the same as owning physical gold. Gold certificates, like dollars have been over-printed. In other words, there are more certificates than there is gold available for payout should all of the certificate holders decide at once to cash them in for dollars.

4.) Already the markets show the decline in the value of the dollar and the increased price of gold. Gold is a reliable, solid asset.

5.)  According to Mr. Rickarts, Mike Maloney, Robert Kiyosaki, and Bo Polny gold should represent at least 10% of your wealth strategy. They all advise converting currency to gold now.

The Value In Small Gold Bars

Can Reading Make You A Prophet? Yes.

     'Read the writing on the wall,''  a lesson from the Bible's Book of Daniel is especially relevant in a high-tech world. Daniel, a Jewish student living in Babylon during the 5th century B.C. captivity, was known among this peers as a spot-on interpreter of dreams. When mysterious handwriting appeared on a wall in the king's chambers, Daniel was summoned in the hope he could offer some insight to the meaning of the message. Daniel informed the king his reign was nearing an end. The king was slain that very night. Herein is a lesson in the power of reading, comprehension and application.

     Modern technology fetches data in seconds. Data is collated in seconds more. Decisions to buy or sell are made and lives are changed. Why is someone who reads noteworthy?

     The answer is in the person's reading material. Geoffrey Abbott, a fund manager at GCA Capital reads the annual letters to investors from CEOs. By his thirtieth birthday at the end of May, he will have read 3,000 of them. The letters provide a snapshot of the CEO's perceptions of his company and his philosophy, as well as successes and goals. A dating profile, if you will, which hopefully will go beyond 'poking' into a solid relationship with investors. It's a statement beyond number crunching of the short term and long range goals to express the vision of the CEO for his company. Vital information to possess. 

     Yet, Geoffrey Abbott's task is newsworthy and that says he is unique. Numbers provide a snapshot of a company at any single given time. A collection of those snapshots can demonstrate a trend, but the story of the company comes from the written word. From the written plan comes the action. 

     Reading is knowledge. Knowledge is power. 

   
     Read. Learn. Take appropriate action.

The Karatbars Philosophy

The Dollar --It's What's For Lunch

    US Dollars continues to dwindle not only in pockets, but also in value. Mainstream media proclaim this is a good thing. Look at the lift to the markets. Commodities, energy and risk bonds are thriving. At the same time, investment firms like Sunrise Capital Partners are buying euros and Australian dollars as they bet against the US Dollar. SCP are not the ones making such wagers.
     A weaker dollar stands to erase the benefits of the push-down on commodity prices, and according to Ira Iosebashvili writing for The WSJ, punishing emerging markets including China and fueling a brutal shakeout in the US  energy sector. Ultimately it's American consumers who bear the weight as they watch the power of their paychecks shrink.
     The key takeaway here is the US Dollar comes somewhat blindly to the banquet of the world economy. This time,  not as a guest at the table, as the main course. Perhaps it's time for individual consumers to order from a different menu. How about a nice helping of solid assets topped with Gold?
     Gold. The better remedy to acid reflux, gas, and bloating. Before consuming Gold, please contact your friendly Karabars affiliate. Symptoms of  owning physical Gold include, but are not limited to feelings of euphoria, security, and confidence in the future regardless of volatile circumstances. People who join Karatbars have been known to be filled with a strong desire to help others. Please watch this video before you or anyone you know misses this opportunity to feel better.

Currently The Highest Recommended Pain Reliever

Truth As A Kaleidoscope

     Yesterday's morning news cheered the rise in the NYSE. Hooray! they shouted, the market experienced its highest rise in 6 years. Consumer confidence was said to be up as well. Hooray! Hoorah! Ha-hooey!

     Underneath the banter a reason for the market increase was whispered. Investors are pulling out of hedge funds. The pull-out amounts to $15.3 BILLION during the first two months of 2016. A significant amount of money which investors have to put somewhere. Hence, the market rise. A move not motivated by confidence, but rather a method of cost-cutting. Hedge funds command sizable fees for the service they provide. What puzzles me is how investors who have depended on the astute maneuvering of the hedge fund managers think they can out maneuver the masters of the game. Sounds to me like Monique has donned a new pair of earrings and a fresh lipstick and taken to walking the streets again.

    Stocks may have rebounded, but as today's morning news reported, the US markets closed down yesterday, way down. Market volatility has insightful investors hedging their bets. The smart money is on a market collapse. As the market goes, so goes the dollar.

     Another bellwether of times to come, of course, comes from banks and mortgage lenders. New mortgage activity is down, so the push is on for equity loans. The banks want people to start taking cash out of their homes for home improvements. Property values are increasing (possibly because the inventory is stalemated?) and the banks want to stake their claim. Home improvements do indeed create jobs and increase sales of manufactured products, but shouldn't $119,790 as an average line of home equity loans make us the tiniest bit nervous in light of the increased betting on a market collapse?  The key lesson from RICH DAD, POOR DAD is that a house is not an asset unless it brings more money in than takes out. I tell you, that hog Monique really gets around. 

     RICH DAD author Richard Kiyosaki, Bo Polny, Mike Malloy and others strongly recommend converting cash into precious metals like gold and silver. Gold is real money. Goods and services have been purchased with gold in every century in every culture, in ever country of the world. Another recommended solid asset include farmland. However, for city dwellers like myself, gold in small spendable amounts of 1g. to 5 g. is far more practical. 

     As you can imagine for obvious reasons, Monique won't go near farmland. Gold and silver makes her lips break out and swell. Not a good look for a pig without a kaleidoscope.

Escape the Hog Here